“Pyramiding” was synonymous to scams. But scam artists just don’t give up on their schemes. They prey not necessarily on the uneducated ones, but on those with hard earned money eager to double or triple their cash without much effort. Lately, there seems to be a resurgence of “get rich quick” schemes. All of these scams have one thing in common: the promise of high returns without having to lift a finger. When a proposal just seems to be too good to be true, chances are, you are about to be scammed. Do your homework about the background of a company before handing over your hard earned cash. Scammers will show you check samples of interest returns in large amounts, testimonials of people who supposedly earned large sums before you, and they may even let you taste a bit of the high interest yields one or two times before they disappear with your principal investment. Most of the time, the proposal will come from someone you know, not a total stranger, so that your confidence is increased. Simply remember that there is no shortcut to wealth.